Local Mother–Daughter Duo Releases Credit Education Book Designed for Kids and Families - Explore Gwinnett's Best in Business, AI & Tech News 2025

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A new children’s workbook is helping families tackle one of the most misunderstood topics in personal finance—credit—and it’s written by a 12-year-old.

Mommy Riddle Me Credit: A Guide to Help Crack the Credit Code, released December 16, 2025, is co-authored by Parrot Moore, age 12, and her mother Bee Moore. The book is already earning attention for its fresh, family-friendly approach to financial literacy, breaking down credit concepts through everyday conversations between a curious child and her mom.

The paperback workbook, which currently holds a 5-star rating, was created to answer a question many parents quietly struggle with: How do you teach kids about credit when you were never taught yourself?

Rather than relying on technical language or lectures, the book uses storytelling, playful dialogue, and real-life examples children recognize—like shopping trips, saving goals, and trust—to explain what credit is, why it matters, and how it can help or hurt future opportunities.

Each chapter features a short conversation between Parrot and her mom, along with “Bank Buddy Tips,” word banks, worksheets, and hands-on activities designed to help lessons stick. Topics include how credit works, how it’s built, what damages it, and where credit information is stored, all explained in age-appropriate language for kids ages 6–12.

The book is intended not only for families, but also for classrooms, homeschool groups, and community organizations focused on youth financial education. Educators and parents alike have noted that the workbook encourages open money conversations without judgment—especially for adults who may still be learning the basics themselves.

Studies show that financial habits begin forming in early childhood, long before teens open their first bank account. By introducing credit as a concept tied to trust, responsibility, and decision-making, Mommy Riddle Me Credit aims to give children a head start many adults say they wish they had.

Inside the book are six credit-focused chapters, a kid-friendly credit dictionary, real-life scenarios, reflection worksheets, and a “My Credit Promise” pledge that encourages children to think intentionally about money choices from an early age.

Parrot and Bee Moore say their goal is simple: make financial literacy approachable, joyful, and something families can learn together—without fear, confusion, or shame.

Mommy Riddle Me Credit: A Guide to Help Crack the Credit Code is now available in paperback.